Showing posts with label tax. Show all posts
Showing posts with label tax. Show all posts

Thursday, January 09, 2014

Canadian Restaurant Etiquette



Canada is one of the world’s most popular destinations for tourism.  And it is really not surprising.  The country is vast, and encompasses more diverse ecosystems than almost anywhere on the planet.  Additionally, there are world famous festivals and events every year across the country.  From Vancouver’s PNE celebration, to the Calgary Stampede and the Edmonton Fringe Festival, and the snow festival and Just For Laughs in Quebec, you can experience anything you can possibly dream of.
And of course, Canada is a big draw for the outdoorsmen, who enjoy world class skiing, hiking, mountain biking, and much more.
This of course means that Canadian restaurants see their fair share of tourists each and every day.
Every nation has a different set of socially acceptable behaviors that one is expected to adhere to while dining.  Also known as “restaurant etiquette”.
I have worked in and managed a number of restaurants, bars and lounges over the years, and feel it’s prudent to share what we consider proper restaurant etiquette.  Behaving accordingly will help ensure you proper service and a pleasant experience.  Failure to comply may lead to a disappointing experience at best.

Arriving At The Establishment

If you are patronizing a bar or pub, it is perfectly acceptable to walk in and seat yourself.  Rarely do you see these types of environments with a host or hostess.  Simply grab a table that you find comfortable.

If you are dining at a midscale or fine dining, it is generally accepted that you wait to be seated.  We like to make things easy in Canada, so almost all of these restaurants will have a sign indicating that you should wait to be seated. Usually within a minute, a smiling host will be happy to take you to a table.  It is ok to wish to sit at a specific type of table, such as a booth, or near a window.  Please ask your host BEFORE being seated if such a table is available.  Sitting down at a table and then moving a few minutes after makes the host(ess) look stupid.  Additionally, it causes extra work for the servers, as they will likely have to sanitize and reset the table you possibly just destroyed.

The above tip is specifically noted for our European guests, many of whom seem to have no problems barreling past a “Please Wait To Be Seated” sign and seating themselves.  These signs are not just to make you wait for fun.  They are there for a multitude of reasons.  It is possible in a particularly slow time of day, that there is only 1 server working, and you can be making her job exceedingly difficult by sitting at the far side of the restaurant, when she already has tables sat elsewhere.  It could be that multiple servers are working, and the management tries to ensure that all servers get a fair number of tables.  Additionally, it ensures that one particular server does not have many tables walking in at the same time into her section.  This would obviously prevent you from getting decent service.
Failing to comply with this simple rule will make you seem rude, or just plain stupid, and does nothing to make your server want to provide you with a good experience.

If there are more than 6 guests in your party, it is expected that you would have made a reservation.  If circumstances prevented you from making a reservation, do not be surprised that there is not a table immediately available for your group.  Very few establishments have tables set up for more than 6 diners.  It may take only a few minutes for the restaurant to set up a table for your group, or, if the restaurant is busy, it may take half an hour or more.  This should not come as a shock or surprise to you.  

Attracting Your Server’s Attention

Almost every single restaurant has an established guideline about how long a guest is allowed to sit before they are greeted by a server.  Please be patient!  This is usually about 2 – 3 minutes, and rarely more than 5 minutes.  If you are waiting longer than 5 minutes, take a look around you.  Is the establishment busy?  If it is, there server will certainly be aware that you are seated, and probably already feels bad that they have not yet had a chance to greet you.  They will be with you in a moment.  If you have been waiting for 5 minutes, and your server is no where in sight, he or she is likely in the kitchen trying to bring out food for another table.  Again, please be patient.

If the clock is closing in on 10 minutes, and you still have not been greeted by a server, then you have a right to become suspicious.  At this point, it is ok to approach the nearest employee and politely inquire about your server.  That’s right.  I said politely.  You do NOT have the right to be rude and abrasive at this point.  Things happen, and it is possible that there is something going on behind the scenes that you are not aware of, such as an issue in the kitchen, or confusion about what server is supposed to be taking care of you.  At this point, you will likely notice a server running out to greet you, and apologizing for the extended wait time.

During your experience, should you need to attract the server’s attention, a polite “excuse me” as he or she is walking by is the polite wait to get their attention.  It is also appropriate to try and make eye contact with the server from across the room.  Believe me, they are always watching there tables no matter where they are, and he or she will notice your gaze.  It is also appropriate to wave politely at them, if you are not able to make eye contact, but this is only in extreme cases.

At NO point, regardless of any possible scenario you think of, is it acceptable to snap your fingers, or whistle at your server to get their attention.  In Canada, this is considered to be one of the rudest behaviors one can display.  In extreme cases, I have seen the server scold a guest, or even ask them to leave after this behavior.  It is also possible the manager will come and speak to you to let you know that this behavior is not tolerated.

Most all pubs and lounges in Canada offer table service, and you will likely be greeted by a server shortly after you sit down.  Most nightclubs in Canada similarly have table service.  However, due to how crowded these venues typically are, it is perfectly acceptable to order from the bartender if you do not want to wait.

Continued Service:  The Quality Check & Beverage Refills

Any restaurant should provide a quality check within a few minutes of receiving your meal.  The server will come back and make sure your meal is as expected.  They will typically also use this time to check and see if you need another beverage or any additional condiments to enjoy your meal.  If something is not correct with your meal, it is certainly ok to let your server know in a polite fashion.  They will be happy to correct any issues.  Unless the issue is serious, most establishments will not give you the item for free, but will usually offer a discount or free item, such as a dessert.  An apology from your server on behalf of the restaurant is also to be expected. 

It is also important to note that if there is a problem with your meal, NOW is the time to say so.  Do not consume the meal and then complain.  Your complaint will be regarded with some suspicion.  If you wait until everyone has finished eating and then complain (even if you did not consume your meal) it makes the server feel stupid, as she does not have an opportunity to fix the problem or provide you with other options as your party likely does not want to wait for another meal to be re-fired.

Most servers will offer you another beverage just before your current one is empty.  If there are more than two people in your party, please order refreshments at the same time!  It is not unreasonable for the server to expect the entire table to reorder beverages if everyone has less than half a glass (or bottle of beer remaining).  If your dining companion orders another beverage, and you have 1/3 of yours remaining, it is considered polite to order a replacement at that time.  Please do not wait until your server returns with your companion’s beverage and then ask for another one yourself.  Your server is busy!  Keeping her running back and forth just for your table, will prevent her from properly servicing her other guests.  Similarly, if you require something during your dining experience, and the server can not get to you because another table is keeping her running like this, you would not be pleased.  Please have courtesy for the other diners.


Bringing Children To Dine

Children.  Always a controversial issue.  Children are welcome in most types of establishments unless the pub or bar has a “no minors” license.  There is the odd pub which technically can allow minors or small children.  This does not mean, however, that it is a good idea to bring them in, unless perhaps there is no where else to dine.  Many people choose to go to pubs and bars because they do not wish to be surrounded by screaming infants, or toddlers running amok around them.  Again, please think of the other diners.

Restaurants that cater to children will often have specialized menus, coloring pages and in some cases toys to keep kids occupied.  These restaurants are often staffed a little more heavily since families with young kids tend to be higher maintenance tables.

However, please be considerate.  Your servers do not wish to spend half an hour cleaning up your table after you leave.  Please do not let your children throw food all over the place.  Do not let them run around the restaurant- it disturbs others, and can endanger your child if they run into servers carrying heavy trays or hot foods.  And for pete’s sake, if your children are misbehaving, shrieking at the top of their lungs or throwing a tantrum, address the issue.  Remove the child from the dining room if you need to.  You do not like it when your children are brats, and neither do complete strangers!

After the meal is complete

When you have completed your meal, your server will collect your empty dishware.  Most restaurants will wait until each diner is finished eating, otherwise it can appear as though they are trying to “rush” the table.

Should you find yourself dining with someone who is nursing their bowl of soup or entrĂ©e well after the rest of the party has finished eating, then the server may collect most of the dishes off the table, to free up space and make everyone more comfortable.  This is also a subtle hint to your guest to hurry up, as likely everyone else in your party is probably tired of waiting for them to finish.

During the plate clearing, your server will likely offer you a beverage refill, coffee or dessert.  In a bar or pub setting, it is expected that your party may linger for some time and continue drinking alcoholic beverages.  It is a bit different in a restaurant setting.  Offering you a beverage refill is a courtesy, and one you should feel comfortable to enjoy.  Within reason.  It is not meant to be an invitation for you to occupy your table for another hour.  Your server may actually be waiting for you to finish and pay your bill so she can go home.  If it’s a particularly busy establishment, others may be waiting for your table.  It is also expected that you should verbally thank your server for their efforts around this time.


Paying The Bill and Tipping

Ah, perhaps the most important part.  Yes, TIPPING IS CUSTOMARY.  Most servers in Canada make minimum wage or slightly above.  Depending on where in the country you are visiting, this can be as low as $5 per hour, and is NOT enough to live on.  Servers in Canada are a tip based position.  They do not come to work for the salary – they live on their tips!

It is considered extremely rude to not leave a tip in Canada.  I guarantee you, if you do not tip, your server will definitely comment to his or her coworkers about you.

Certainly, if the service is extraordinarily bad, no tip is required, but this is extreme.  If your meal was cooked inappropriately, or you did not enjoy it, this is NOT an acceptable reason not to tip.  Your server did not cook your meal.  So why punish her?

The absolute minimum tip that is considered in the food & beverage industry in Canada is 10% of the total bill.  There will be arguments amongst industry workers if this means 10% before the taxes or applied or after.  Since taxation rates in Canada vary from 5% to 18% depending on which province you visit, you can make your own judgment call.  If you leave only 10%, it is likely the server will wonder what she did wrong during your visit.  (Or she may just surmise that you are cheap.)  15% is considered a very acceptable and standard tip.  18 – 20% is considered a good tip, and the server will be pleased.  Anything over 20% and you will make your server’s day.

Please keep context in mind.  If you are aware that your table has been high maintenance, or perhaps you were dining with a friend that did not behave in the best manner to your server (and we have ALL been to a restaurant with one of those people), its best to show some additional thanks and tip on the higher end.  If your bill is minimal (say $15 or less) it is customary to leave at least $4 or $5 for a tip, as 10 – 15% is negligible, and you have just occupied a table in your server’s section that she may have been able to make something substantial on.

If you would like a handy pocket guide or cheat sheet of this etiquette guide, here it is:

- Wait to be seated if there is a sign
- Make reservations for parties of 6 or more (unless in a pub or club)
- Please be patient to be greeted
- Do NOT EVER snap fingers or whistle at a server.  Ever.  For anything. Period.
- Alert your servers to issues during their meal quality check
- Try and order extras or refills at the same time as other party members.
- Do not bring children into pubs or clubs unless allowed by law, and only if you have to.
- Clean up after your kids, and keep them under control
- Do not occupy your table for extended periods of time after dining (unless at a pub or club)
- TIP APPROPRIATELY 10 – 20%!

I assure you that if you follow these simple rules, you will have pleasant dining experiences, and will likely get to know some very friendly Canadian servers.  Enjoy your visit to Canada!







Monday, July 25, 2011

USA Debt Drama

Obama Swims in a Sea of Debt

We have all heard a lot about the current debt crisis facing the USA right now. It has become a daily headline. So has all the bickering between the democrats and republicans about how to handle the situation.

A little background information might be in order for some readers. The US is nearing a debt collapse. The amount of debt the US is allowed to hold at any given time is set in law. Currently, by law, the US is allowed to hold $14.3 trillion of debt. With it's current financial situation, the US will reach this debt ceiling by August 2, 2011.

This allows for 3 possible options.
1) The government passes a resolution to allow for an increase to the debt ceiling, allowing the government to borrow more money to keep things status quo,
2) The government drastically cuts spending, and reassigns existing money from other areas of the budget to pay creditors to avoid a default on debt payments
3) The government does neither of the above and defaults on debt payments, (and likely doesn't have enough liquid capital to continue running as is)

Let's examine each of the following options.

In the past, option 1 has always been the most likely course of action. This is by no means the first time that the government has faced the prospect of increasing it's debt ceiling. In fact, in the last few decades, they have actually allowed a debt ceiling increase nearly every year or two. If you look at George W. Bush's administration, the debt ceiling was increased EVERY year he was in office except for 2, going from $5.9 trillion to more than $11 trillion. Bill Clinton actually did a bit better, only raising the ceiling twice in his 8 years in office from $4.9 to $5.9 trillion.

The only difference as to why we have not heard much about this situation in the past, is that the ruling president's political party controlled the house and the senate, practically ensuring the motion for increase passed. Clearly this is not the case this year, as there is a democrat president, and a republican majority in the house. While it is likely both parties will come to an agreement to increase the ceiling prior to the August 2nd deadline, this year there is an added caveat: an increase to the debt ceiling will likely push the American debt ratio to MORE than 100% of GDP. This would be the first time in history where America will essentially owe more than the nation is worth in fiscal terms.

Option 2 would mean that the acting government puts its foot down and does not allow an increase to the allowable amount of debt, essentially forcing it to drastically slash spending on social programs, likely increasing taxes and reassigning funds that have been allocated to future capital projects (ie, roads, libraries etc) to pay off some of the existing debt in the hopes of not hitting the debt ceiling. This is not a pleasant option, as it means the state of the nation will drastically change, most notably on low income and middle class citizens. Social programs will be massively scaled back if not axed all together, and any tax credits or deductions citizens receive will likely be axed.

Option 3 is the most disastrous. This is where the government runs with the status quo until the debt ceiling is reached on August 2nd. At that point, there is no money left to borrow, and all other income is already allocated. This means the government will default on their debts because there is simply no funds to make debt payments left. This has never actually occurred in US history, and what exactly would happen is open to mass speculation. However, over the last year, we have a better indication as this is the scenario that Greece faced last year. The ramifications will be discussed in detail below.

So, the question is which option will the government choose?

I believe the final outcome will be a combination of options 1 and 2. Government representatives WILL increase the debt ceiling prior to the August 2nd date. But, they will also drastically reduce spending (mostly on social programs) and it is likely that there will be some modest tax increases.

Over the past several months, both republicans and democrats have been fighting over what will be cut, by how much and what the tax increases will be and whom will pay them.

The republican position is that only spending cuts will be considered, and tax increases are simply not an option. Democrats maintain that spending cut are needed, but tax increases to the wealthy and large corporations are necessary to add additional funds to replace some of the spending cuts, lest social programs be decimated and devastate the lower class.
John Boehner: Tough Guy

While there has been significant political posturing from Obama, and more so from republican House Speaker John Boehner, eventually they will have to agree to both cuts and taxes. Cuts will probably be more drastic than the democrats want, and small increases to taxes will occur.

The increase to the debt ceiling will calm international markets for the time being, and the spending cuts will reinforce the nation's current credit rating with international agencies like Moody's. However, there will likely be a small slow down in the American economy until a long term fiscal plan can be set out. We have to remember that spending cuts also means that infrastructure projects like road and highway repair will be scrapped, and this will cause layoffs and less disposable income in the economy.

There is, however, always a small chance that democrats and republicans do not come to and agreement, and option 3 occurs - default. It is likely that international markets would take a beating, and every industrialized nation will suffer the fallout. The US is the world's largest economy. The consumerism of 300 million people creates jobs and investment worldwide. China would suffer dramatically since such a large portion of their economy is manufacturing goods exported to North America. Canada, naturally, would suffer considerably since the US is it's largest trading partner. The vast majority of exports from Canada go directly south of the boarder. Additionally, most large European economies would be otherwise affected by harsher scrutiny from ratings agencies like Moody's. After all, if the economic giant the USA is at risk for defaulting on loans, what chance does Germany, France and Britain have when they are also responsible for continuous bailouts to Greece, Ireland, Portugal and possibly Spain and Italy?

Speculation is just that however. But one thing is certain - the current economic situation of the US is not sustainable. US debt has drastically spiked since the Bush administration - presumably largely due to US military operations in the Middle East. I recommend drastic reduction in the operations of the military abroad. Also, closing many of the tax loopholes for large corporations would be a vast source of additional income. US corporate tax law is some of the laxest in the modern world. These corporations would not likely go somewhere else, as the low tax rates are still favourable, but would also force corporations to pay their fair share.

The world can do nothing but wait and see as the clock ticks down to August 2nd.


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Naheed Nenshi: Poetic Tax Grab

Naheed Nenshi: Paying The Poet

So, here's a little tidbit to outrage the Calgary tax payer.

You may have heard that city council boosted property taxes this year. The funny thing is, council announced a 4.4% tax hike. But guess what? You'll actually be paying an additional 10%.

And it's quite sneaky the way they did it. Here's how:

Each year, city council approves the budget for the next fiscal year. In doing so, council decides what the property tax rate needs to be to create a balanced budget. Through natural inflation and depending on what spending projects are on the books for the next year, this typically includes a tax increase. This is the same for every city in Canada.

Usually, anything more than 4 or 5% increases causes vocal outrage from the public, so council stayed within the "safe zone".

Additionally, the city is responsible for collecting a nominal charge from property taxes and giving it to the Alberta government to pay for province wide education. This creates a situation where the city sometimes has to "guess" what the provincial tax rate will be, since the city's budget is completed before the province's budget. To this effect, city council collects these fees in addition to it's announced tax hikes.

As it turns out this year, council grossly overestimated the amount of money which was needed to pay the province for education. In fact, it collected an additional $42 million from property owners. Roughly $40 for EVERY man, woman and child in the city.

The Alberta government was rather responsible, and told the City of Calgary that the money did not belong to the province, and was not needed for the budget. So, tax payers were expecting to have the money returned on their next property tax assessment.

Not so. Council passed a motion a couple months ago, allowing them to NOT refund the money, and keep it in a separate fund to be used for "capital and infrastructure" projects for the next 30 years.

That's kind of dirty, no? No. What's REALLY dirty, is that this handy little motion that was passed allows the city to do this any year where provincial taxes have been "overestimated" for the next 30 years.

How cleaver! So in addition to the 4.4% tax hike levied on us by the city, we actually paid an additional 6% for the province that was not needed or required, and the city gets to keep it all!

Now the next question would be: how often do we think the city will UNDER estimate the provincial tax rate? My guess is probably never.

Now forgetting all of that, let's look at the most recent bout of stupidity by city council. A Poet Laureate! Naheed Nenshi and council decided that a valuable use of taxpayer dollars would be to hire a full time poet! You know, so that we can have original poetry at hand for special events or city functions.

Clearly, this is a necessary service that the citizens of Calgary cannot live without! And how handy that they now have a $42 million slush fund to pay the piper (ahem... Poet) with.


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Monday, September 20, 2010

BC Voters Move to Recall Defiant MLAs

Most people have probably heard at least something about the ongoing fight to repeal the Harmonized Sales Tax in BC, which added an additional 5% tax onto many products and services that had previously been exempt.

The fight has been ongoing for nearly a year now, ever since BC's Liberal controlled provincial government signed onto a Federal agreement to meld the provincial sales tax with the Federal Goods and Services tax.

The new "Harmonized" tax has been hotly contested, mainly since the Liberal government had partly been elected by standing on a political platform of rejecting the idea of a harmonized sales tax.

Having our elected officials renege on election promises is not a new development in Canada. However, in a rare form of democracy being exercised, more than 10% of eligible voters in EVERY BC riding signed a petition which forced the BC government to make a choice: Either table new legislation to repeal the tax all together, or hold a province wide referendum allowing the voters to decide whether to scrap the tax.

Now a few things should be noted here. First of all, tabling new legislation does not mean the tax would actually be repealed. Since the Liberal government still hold a majority in the BC legislator, they could in effect, vote the bill down. The tax would carry on and nothing would change. Aside from the problem of mass voter revolt in the next election which would probably decimate their political party for the next 10 years.

The other option of choosing the referendum has its flaws too. A referendum is a lengthy and expensive process, not unlike a general election. It requires polling stations stacked with election officials, and vote counters. It is also NOT legally binding. This means that even if an overwhelming amount of voters choose to scrap the tax, the government is not obligated to do so. Though again, failure to listen to the voters most likely means political death.

In recognizing that the non-binding and expensive referendum is not a favorable option, the organizer of the anti-HST movement, Bill Vander Zalm publicly called for the government to call the legislature into session early and to table a bill to repeal the tax.

Vander Zalm, who spent a great deal of effort to rally BC voters to have their voice heard, was also very up front in stating that failure of government MLAs to table the legislation and to listen to voters and repeal the tax would face the unpleasant consequences of a recall.

In true politicking fashion, the Liberal government chose the route of holding a referendum. Next year. This would allow the tax to be integrated into the province for a considerable amount of time (ie, the citizens would be used to paying it), the heat of the topic would die down, and it would buy the government time to buy votes. Pardon me. Regain voter confidence.

Bill Vander Zalm is now on a mission to show the government his bite is as harsh as his bark. He has already set a date for recalling Liberal MLAs. And, he's published his hit list of MLAs that will be recalled first.

While recalling an elected MLA is exceedingly difficult, (it requires 40% of eligible voters in the MLA's riding to sign a petition in 60 days) the MLAs on the hit list should be legitimately worried.

Vander Zalm's campaign has specifically targeted MLAs that are already weak prey. They are the elected officials who won their ridings by slim margins, or have been embroiled in public controversy since the election. In addition, Vander Zalm is going to start with attempting to recall 3 MLAs, with another one being added every month starting in February. To determine who the first 3 targets for recall will be, Vander Zalm is hosting a Survivor-like contest asking for extremely competitive volunteers to help with recall efforts. Whichever 3 ridings have the most volunteers signed up will end up being the targets. Holding this contest should keep the recall efforts on the list of top stories for every BC news outlet for the next 3 months.

Ultimately, Vander Zalm's goal, aside from showing his displeasure with the government, is to recall enough Liberal MLA so that they will lose their majority in the Legislature.

I for one, hope his efforts succeed. This is a rare glimpse of the Canadian public doing something to hold their elected representatives accountable. It happens so rarely in Canadian politics. Other provinces should be paying close attention to these developments. If the recall campaign is successful, voters across the country may decide that there are viable courses of action to punish their representatives for failing to listen to them.

And after all, isn't that what democracy is all about?

For those of you that live in BC, here is Vander Zalm's complete hit list of MLAs. Yours may be on it:

John Slater - Boundary-Simikameen
Donna Barnett - Cariboo Chilcotin
Terry Lake - Kamloops North
Bill Bennett - Kootenay east
Ida Chong - Oak Bay - Gordon Head
Ron Cantelon - Parksville - Quallicum
Bill Barisoff - Penticton
Norm Letnik - Kelowna - Lake Country
Ben Stewart - Kelowna Westside
Steve Thomson - Kelowna - Mission
Eric Foster - Vernon Monashee
John Les - Chilliwack
Don McRae - Comox Valley
John Rustad - Nechako Lakes
Colin Hansen - Vancouver Quilchena
Jane Thornethwaite - North Vancouver - Seymour
Joan McIntyre - West Vancouver - Sea to Sky
Marc Dalton - Maple Ridge - Mission